How to get your credit union car loan. You could get a competitive rate online in a matter of minutes. You pick the term that works best for your monthly budget. Get a preapproved car loan. Submit an online loan application or apply by phone at 800-328-1935 (available 24/7).. The most popular reason to get your car loan from a credit union is so you can pay a lower interest rate. You can pay a lower interest rate than you would through your bank or with the financing.

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3. Lower Loan Minimums. 4. Local, Personalized Service. Frequently Asked Questions. With the average price of a new car hovering around $45,000, finding an affordable auto loan is critical. If you've been searching for the best interest rates and terms, chances are good you've come across auto loans from credit unions.. Car loans from Consumers Credit Union are available nationwide and range from $500 to $350,000, making it an option for many borrowers; you'll find new, used, and refinance loans available. This lender also offers a relatively fast funding time, with loan funds available as soon as one day after approval. Rate discounts are available for.